Authored by Casa Academy · Reviewed by Casa Academy editorial · Updated July 29, 2026 · Official sources checked July 29, 2026
Kentucky Real Estate Practice Exam
Kentucky licenses real estate sales associates through the Kentucky Real Estate Commission (KREC). PSI administers the computer-based licensing exam in two independently scored sections during one appointment. You must complete 96 classroom hours at a KREC-approved school and pass an FBI criminal background check before scheduling. Use this guide to confirm current exam logistics and Kentucky-specific study priorities, then start the clearly labeled Florida demo in free practice while Casa Academy builds Kentucky-specific question data.
Florida demo only: Casa Academy currently offers Florida pre-licensing and exam prep products only. Interactive practice on this page uses clearly labeled Florida course questions, not Kentucky PSI exam items. Kentucky pre-licensing enrollment is not offered until a separate product launch is published.
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Casa Academy currently offers Florida pre-licensing and exam prep products only. Interactive practice on this page uses clearly labeled Florida course questions, not Kentucky PSI exam items. Kentucky pre-licensing enrollment is not offered until a separate product launch is published.
Exam facts
- Exam vendor
- PSI administers the Kentucky sales associate licensing exam.
- General (national) portion
- 80 scored multiple-choice questions; 150 minutes; national real estate principles per PSI content outline.
- Kentucky state portion
- 50 scored multiple-choice questions; 90 minutes; KRS Chapter 324, 201 KAR 11, escrow accounts, and agency disclosure statutes.
- Passing standard
- 75% on the general section and 75% on the state section independently (about 60/80 general and 38/50 state).
- Exam fee
- $100 per attempt whether you take one portion or both portions.
- License application fees
- $130 for an active sales associate license or $120 for an inactive license (paid to KREC, separate from the PSI exam fee).
- Pre-licensing education
- 96 classroom hours from a KREC-approved school (or six academic credit hours); FBI background check required before testing.
- Casa Academy interactive practice
- Temporary Florida pre-licensing demo with instant explanations (not Kentucky PSI exam items).
Source: PSI Kentucky registration portal
Source: PSI Kentucky Candidate Information Bulletin
Source: PSI state content outline
Source: PSI score reporting
Source: PSI Candidate Information Bulletin
Source: KREC fee schedule
Source: KREC sales associate requirements
How the Kentucky sales associate exam is structured
Kentucky sales associate candidates take a general (national) section and a Kentucky state section during one computer-based appointment administered by PSI. The general portion includes 80 scored multiple-choice questions in 150 minutes. The Kentucky state portion includes 50 scored multiple-choice questions in 90 minutes. PSI schedules both sections in one 240-minute appointment. You must achieve at least 75% on the general section and at least 75% on the state section to pass. PSI may include experimental questions that do not count toward your score but do count against your time. Results display on screen when you finish, and PSI prints an unofficial score report at the test center. If you fail either section, PSI provides a diagnostic report showing strengths and weaknesses by examination type.
What is on the Kentucky real estate exam?
PSI publishes separate general and Kentucky state content outlines in Candidate Information Bulletin 2312. Use both outlines when building a study plan because you must pass each section independently at 75%.
- General portion: property ownership, land use controls, valuation, financing, contracts, agency, disclosures, property management, title transfer, practice of real estate, and real estate calculations per PSI's national outline.
- Kentucky state law: KRS Chapter 324 licensing requirements, eligibility, renewal, inactive status, and continuing and post-license education rules.
- Brokerage activities and requirements: broker and sales associate relationships, commissions, advertising, escrow accounts, recordkeeping, and improper conduct (18 items for sales associates).
- Disclosures and agency issues: agency relationships, personal-interest disclosures, condominium seller certificates, and property condition disclosures (8 items).
- KREC commission powers, enforcement, sanctions, and Recovery Fund administration (5 items).
- License law requirements for contracts, property management agreements, and security deposit handling under Kentucky statutes and 201 KAR Chapter 11.
What are Kentucky's real estate license requirements?
KREC licenses sales associates after education, examination, FBI background screening, and application review. Confirm current forms and fees on the Commission website before you apply because fee tables can change.
- Be at least 18 years old with a high school diploma, GED, or qualifying college transcript before starting pre-license requirements.
- Complete 96 classroom hours in real estate from a KREC-approved private school, or six academic credit hours in real estate from an accredited college or university.
- Submit fingerprints and obtain an FBI Identification Records Check before scheduling the PSI exam; the report must show no felony charges or convictions and no misdemeanor charges or convictions within the past five years.
- Pass both PSI sections with at least 75% on the general portion and at least 75% on the Kentucky state portion during one appointment or through section-only retakes within four months of the first pass.
- Pay the $100 PSI examination fee at registration (covers one or both portions in a single attempt) plus KREC licensing fees of $130 for an active license or $120 for an inactive license when you submit your application.
- Apply for your sales associate license within 60 days of passing both exam portions, include proof of errors and omissions insurance, and complete post-license education before your first renewal cycle.
Retakes, licensing deadlines, and how to study for split scoring
If you pass one section but fail the other, you retake only the failed section and pay the full $100 examination fee again. You cannot schedule a new appointment on the same day you test. You must pass both portions within four months of passing the first portion, or both scores expire and you must retake the entire exam. After passing both sections, apply for your sales associate license within 60 days. Because each section uses a 75% threshold scored independently, a strong general score cannot offset a failing state score. Weight timed practice toward KRS Chapter 324 brokerage rules, escrow handling, agency disclosure, and KREC enforcement topics for the 50-item state block, then review national finance, contracts, and fair housing for the 80-item general block. When you want interactive reps today, use Casa Academy's free practice tool with the Florida demo disclosure visible on every launch.
Official sources
- KREC sales associate licensing requirements(KREC applicant checklist)
- KREC fee schedule(KREC license and exam fees)
- PSI Kentucky real estate candidate bulletin(PSI Services LLC bulletin 2312)
- PSI Kentucky exam registration(PSI scheduling portal)
- KRS 324.287 commission fees(Kentucky Revised Statutes)
Related resources
- National practice exam hub
Compare exam formats across states and return to the 50-state directory.
- Kentucky licensing hub
Education, application, and reciprocity context for Kentucky candidates.
- Free labeled practice demo
Interactive Florida pre-licensing items with instant explanations and AI tutor support.
- Exam prep course
Structured simulations and attempt history when you need full exam prep tooling.
Key terms
Frequently asked questions
What are Kentucky's real estate license requirements?
You must be at least 18 with a high school diploma or GED, complete 96 classroom hours from a KREC-approved school (or six college credit hours in real estate), obtain an FBI Identification Records Check before testing, pass both PSI sections with at least 75% on the general and state portions, and apply within 60 days of passing both sections. KREC also requires proof of errors and omissions insurance and post-license education before your first renewal.
How hard is the Kentucky real estate exam?
Difficulty depends on preparation and whether you treat the general and state sections separately. You must score at least 75% on 80 general questions and at least 75% on 50 Kentucky state questions in one 240-minute appointment. Candidates who struggle often under-prepare for KRS Chapter 324 brokerage rules, escrow account handling, and KREC Recovery Fund topics even when national finance and contract concepts feel familiar.
How many questions can you miss on the Kentucky real estate exam?
Under the current PSI format, sales associate candidates need at least 60 correct answers on the 80-question general section, so you can miss up to 20 general items. On the 50-question Kentucky state section, you need at least 38 correct answers at the 75% threshold, so you can miss up to 12 state items. Each section is scored independently; a strong general score cannot offset a failing state score.
How many times can you take the Kentucky real estate exam?
PSI does not publish a fixed attempt cap as long as you register and pay the $100 examination fee each time. If you pass one section but fail the other, you retake only the failed section. You must pass both portions within four months of passing the first portion, or both scores expire and you must retake the entire exam. PSI requires at least one business day between attempts.
What is on the Kentucky real estate exam?
The general section covers property ownership, financing, contracts, agency, fair housing, title transfer, and real estate math in PSI's national outline. The Kentucky state section emphasizes brokerage activities and requirements (18 items), licensing requirements (10 items), disclosures and agency issues (8 items), license law requirements for contracts (6 items), KREC powers and the Recovery Fund (5 items), and property management (3 items).
How much does the Kentucky real estate exam and license cost?
PSI charges $100 per examination attempt whether you take one portion or both portions together. KREC collects $130 for an active sales associate license or $120 for an inactive license when you submit your application, separate from the PSI exam fee. Pre-license course tuition, fingerprint processing, and errors and omissions insurance are additional costs. PSI registration fees expire after one year if you do not test.
Does Casa Academy offer Kentucky-specific practice questions?
Not yet. Casa Academy's approved question bank covers Florida pre-licensing topics only. The free interactive demo is labeled as Florida content so Kentucky candidates can build study habits without mistaking it for PSI exam items.
About Casa Academy
Casa Academy is an online Florida real estate school operating under Florida school license ZH1003169. We maintain this page against the DBPR sales associate checklist and Pearson VUE exam scheduling guidance.
If the state changes its application steps or exam scheduling, this page should change too. The current review date for this version is July 29, 2026.
Authority details
- Organization
- Casa Academy
- Florida school license
- ZH1003169
- Current review date
- July 29, 2026