Casa Academy

Reviewed by Casa Academy on August 2, 2026.

Kentucky Real Estate Practice Exam

Prerequisites to take the Kentucky real estate exam:

  • Be at least 18 and hold a high school diploma, GED, or qualifying college transcript
  • Complete 96 classroom hours from a KREC-approved school, or six academic credit hours in real estate from an accredited college or university
  • Submit fingerprints and obtain an FBI Identification Records Check before scheduling with PSI
  • Pass both portions independently (75% general and 75% Kentucky state)
  • Apply for licensure within 60 days of passing both portions, with proof of errors and omissions insurance

Exam Structure & Format

  • One PSI appointment: 80 general + 50 Kentucky state scored multiple-choice items (130 total), plus unscored experimental items that consume time only
  • 240 minutes combined (150 minutes general + 90 minutes Kentucky state); each portion must independently reach 75% (~60/80 and ~38/50)
  • Retake only the failed portion within four months of the first section pass; after four months both portions must be retaken

Kentucky licenses sales associates through the Kentucky Real Estate Commission (KREC). PSI administers one computer-based appointment: 80 general and 50 Kentucky state scored multiple-choice items in 240 minutes (150 minutes + 90 minutes), with an independent 75% cut on each portion. PSI lists a $100 examination fee per attempt (one portion or both in the same registration); confirm the live fee in candidate bulletin 2312 before you schedule.

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Kentucky for $79, starter for $49 (30 days), or both banks plus the ChatGPT-powered tutor and Pass Guarantee for $129.

Kentucky + National

Pass or your money back

Complete 3 full practice exams and hit the readiness bar - if you still fail, full refund.

$129 - includes everything

12 months of practice for the PSI exam

What's included:

  • Kentucky + national question banks
  • Combined practice across both banks
  • ChatGPT-powered tutor grounded in your exam manual
  • Pass-or-refund guarantee included
  • Math Questions
  • 50+ Prep Videos
  • Vocab Flashcards
  • Everything in the single plans
What the guarantee stacks
  • Purchase the $129 State + National plan (includes the Pass Guarantee).
  • Complete at least 3 full simulated exams for the purchased product.
  • Reach the published readiness bar (85%) before your reported state exam date.
  • Report a failed product-scoped state exam outcome.
  • File the claim while your 12-month access term is still active.

One failed sitting costs more than $129 in fees, delay, and lost income. The Pass Guarantee puts the risk on Casa when you complete the protocol.

7-day, no-questions-asked money-back guarantee. Pass Guarantee included

Kentucky

Unlimited Kentucky exam prep

$79

12 months of practice for the PSI exam

What's included:

  • 118 questions for Kentucky exam
  • ChatGPT-powered tutor trained on Kentucky statutes and exam topics
  • Unlimited simulated exams
  • Exam-day simulation mode
  • Weak-topic mastery drills
  • Math Questions
  • 50+ Prep Videos
  • Vocab Flashcards

7-day, no-questions-asked money-back guarantee.

Kentucky Starter

30-day bank access

$49

30 days of practice for the PSI exam

What's included:

  • 118 questions for Kentucky exam
  • Unlimited simulated exams
  • Exam-day simulation mode
  • Weak-topic mastery drills
  • Math Questions
  • 50+ Prep Videos
  • Vocab Flashcards
  • No ChatGPT tutor
  • No Pass Guarantee
  • 30-day access

7-day, no-questions-asked money-back guarantee.

  • Casa readiness score sat at 71 the week I booked PSI. Two full practice exams later I walked out passing on the first try.
    James · Georgia
  • I kept bombing agency questions until ChatGPT explained the dual-agency traps in plain English. Hit 78% on the combined practice the night before.
    Priya · Arizona
  • National bank was solid, but the New York drills matched what showed up on the DOS exam. Passed first try after a month of nightly practice.
    Chris · New York

What you need to know about the Kentucky exam

Scored questions
150minutes
Exam fee (sales associate)
$100 per attempt whether you take one portion or both portions (confirm before scheduling).Source: PSI Candidate Information Bulletin
Eligibility window
Section-only retakes within four months of the first passed portion; apply for licensure within 60 days of passing both portions.Source: PSI bulletin and KREC requirements
How to schedule/register
Use the official PSI Kentucky registration portal for current eligibility and scheduling steps.Source: PSI Kentucky registration portal

How the Kentucky sales associate exam is structured

Kentucky sales associate candidates take a general (national) section and a Kentucky state section during one computer-based appointment administered by PSI. The general portion includes 80 scored multiple-choice questions in 150 minutes. The Kentucky state portion includes 50 scored multiple-choice questions in 90 minutes. PSI schedules both sections in one 240-minute appointment. You must achieve at least 75% on the general section and at least 75% on the state section to pass. PSI may include experimental questions that do not count toward your score but do count against your time. Results display on screen when you finish, and PSI prints an unofficial score report at the test center. If you fail either section, PSI provides a practice test report showing strengths and weaknesses by examination type.

What is on the Kentucky real estate exam?

PSI publishes separate general and Kentucky state content outlines in Candidate Information Bulletin 2312. Use both outlines when building a study plan because you must pass each section independently at 75%.

  • General portion: property ownership, land use controls, valuation, financing, contracts, agency, disclosures, property management, title transfer, practice of real estate, and real estate calculations per PSI's national outline.
  • Kentucky state law: KRS Chapter 324 licensing requirements, eligibility, renewal, inactive status, and continuing and post-license education rules.
  • Brokerage activities and requirements: broker and sales associate relationships, commissions, advertising, escrow accounts, recordkeeping, and improper conduct (18 items for sales associates).
  • Disclosures and agency issues: agency relationships, personal-interest disclosures, condominium seller certificates, and property condition disclosures (8 items).
  • KREC commission powers, enforcement, sanctions, and Recovery Fund administration (5 items).
  • License law requirements for contracts, property management agreements, and security deposit handling under Kentucky statutes and 201 KAR Chapter 11.

Key Kentucky statutes and regulations to study

License exams test how Kentucky statutes, commission rules, and candidate bulletins interact. Use the Statutes and regulations links on this page for primary sources, then confirm live fees and outlines with the regulator before you schedule.

  • Kentucky Revised Statutes Chapter 324 (real estate brokers and sales associates)
  • KREC sales associate licensing requirements
  • PSI Kentucky real estate candidate bulletin
  • KRS 324.287 commission fees

What are Kentucky's real estate license requirements?

KREC licenses sales associates after education, examination, FBI background screening, and application review. Confirm current forms and fees on the Commission website before you apply because fee tables can change.

  • Be at least 18 years old with a high school diploma, GED, or qualifying college transcript before starting pre-license requirements.
  • Complete 96 classroom hours in real estate from a KREC-approved private school, or six academic credit hours in real estate from an accredited college or university.
  • Submit fingerprints and obtain an FBI Identification Records Check before scheduling the PSI exam; the report must show no felony charges or convictions and no misdemeanor charges or convictions within the past five years.
  • Pass both PSI sections with at least 75% on the general portion and at least 75% on the Kentucky state portion during one appointment or through section-only retakes within four months of the first pass.
  • Pay the $100 PSI examination fee at registration (covers one or both portions in a single attempt) plus KREC licensing fees of $130 for an active license or $120 for an inactive license when you submit your application.
  • Apply for your sales associate license within 60 days of passing both exam portions, include proof of errors and omissions insurance, and complete post-license education before your first renewal cycle.

What Kentucky exam prep includes during 12-month access

The State plan unlocks unlimited blueprint-matched simulated exams, exam-day simulation, weak-topic mastery drills, spaced-repetition flashcards, and adaptive custom practice against the Kentucky question bank for twelve months from activation. The State + National plan adds the national bank with combined practice, the AI tutor grounded in the Kentucky state manual, and the pass-or-refund guarantee for eligible buyers. Access is English only. Renewal is manual (no automatic billing). A 7-day no-questions-asked refund policy applies to nationwide purchases. Prices and offer feature lists render from the shared catalog on this page. Casa does not sell KREC-approved Kentucky pre-licensing education.

Study workflow Casa Academy recommends for Kentucky

Treat the general and state outlines as separate study plans even though they share one appointment. Drill KRS Chapter 324 brokerage rules, escrow handling, agency disclosure, and KREC Recovery Fund topics until the 50-item state section feels predictable. Pair that with timed national practice on finance, contracts, valuation, and fair housing for the 80-question general portion. Because each section is scored independently at 75%, a strong general score cannot offset a failing state score. If you pass one section but fail the other, retake only the failed section within four months of the first pass, then apply for licensure within 60 days of passing both. Start the free Kentucky practice test on this page for a 10-question readiness snapshot with email-gated review, then continue into unlimited blueprint-matched practice if you purchase Kentucky paid plans.

Official next steps after you pass

Apply for your sales associate license within 60 days of passing both exam portions. Include proof of errors and omissions insurance and pay the KREC license fee shown on the current fee schedule. Arrange brokerage affiliation before activating an active license. Keep PSI bulletin 2312 and the KREC sales associate requirements page bookmarked because exam fees, license fees, and eligibility windows can change.

Common questions

What are the requirements to become a licensed real estate agent in Kentucky?

You must be at least 18 with a high school diploma or GED, complete 96 classroom hours from a KREC-approved school (or six college credit hours in real estate), obtain an FBI Identification Records Check before testing, pass both PSI sections with at least 75% on the general and state portions, and apply within 60 days of passing both sections. KREC also requires proof of errors and omissions insurance and post-license education before your first renewal.

How hard is the Kentucky real estate exam?

Difficulty depends on preparation and whether you treat the general and state sections separately. You must score at least 75% on 80 general questions and at least 75% on 50 Kentucky state questions in one 240-minute appointment. Candidates who struggle often under-prepare for KRS Chapter 324 brokerage rules, escrow account handling, and KREC Recovery Fund topics even when national finance and contract concepts feel familiar.

How many questions can you miss on the Kentucky real estate exam?

Under the current PSI format, sales associate candidates need at least 60 correct answers on the 80-question general section, so you can miss up to 20 general items. On the 50-question Kentucky state section, you need at least 38 correct answers at the 75% threshold, so you can miss up to 12 state items. Each section is scored independently; a strong general score cannot offset a failing state score.

How many times can you take the Kentucky real estate exam?

PSI does not publish a fixed attempt cap as long as you register and pay the $100 examination fee each time. If you pass one section but fail the other, you retake only the failed section. You must pass both portions within four months of passing the first portion, or both scores expire and you must retake the entire exam. PSI requires at least one business day between attempts.

What is on the Kentucky real estate exam?

The general section covers property ownership, financing, contracts, agency, fair housing, title transfer, and real estate math in PSI's national outline. The Kentucky state section emphasizes brokerage activities and requirements (18 items), licensing requirements (10 items), disclosures and agency issues (8 items), license law requirements for contracts (6 items), KREC powers and the Recovery Fund (5 items), and property management (3 items).

How much does the Kentucky real estate exam and license cost?

PSI charges $100 per examination attempt whether you take one portion or both portions together. KREC collects $130 for an active sales associate license or $120 for an inactive license when you submit your application, separate from the PSI exam fee. Pre-license course tuition, fingerprint processing, and errors and omissions insurance are additional costs. PSI registration fees expire after one year if you do not test.

Does Casa Academy offer Kentucky-specific practice exam questions?

Yes. This hub embeds a free 10-question practice test from the Kentucky exam prep product bank. Answer explanations and the readiness report stay locked until you submit a valid email for that attempt. Unlimited blueprint-matched Kentucky practice is available through paid plans on the offer stack. Casa does not sell KREC-approved Kentucky pre-licensing education.

How do the plans differ for Kentucky?

Every plan includes twelve months of access with unlimited exams, flashcards, adaptive drills, and mastery tools. The State plan covers the Kentucky bank, the National plan covers the national bank, and the State + National plan includes both banks with combined practice, the AI tutor grounded in the Kentucky state manual, and the pass-or-refund guarantee for eligible buyers. Prices and feature lists come from the shared offer catalog on this page. Access renews manually after the twelve-month term and is English only.

What should I do after the Kentucky practice test?

Read the readiness report for weak topics against the Kentucky blueprint, review PSI bulletin 2312 and the KREC sales associate requirements page for official outline weights and fees, then either continue with the free practice test on this page or purchase paid plans from the offer stack for unlimited twelve-month Kentucky practice with manual renewal after the term.

About Casa Academy

Casa Academy helps students prepare to pass real estate licensing exams for Kentucky and other states. We build practice tests, study plans, and exam prep for national and state exams — with clear disclosures when a state product is not yet available.

If official requirements or exam scheduling guidance change, this page should change too. The current review date for this version is August 2, 2026.

Authority details

Organization
Casa Academy
Focus
National and state real estate exam prep
Current review date
August 2, 2026